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Khurshed was born in 1992, in one of the settlements in the city of Isfara. Since childhood he dreamed of being responsible for large fields, like his grandfather. Every day, after school, he went to his grandfather and helped him until late in the summer evening. When he grew up, after finishing secondary school, he started at the agricultural university. He got married and lives with his parents.

Currently, Khurshed studies by distance, and in parallel he works with his childhood activities and dream. In the autumn he gathered all his harvest and sold it. For the money earned, he rented new land and would like to purchase seeds and mineral fertilizers. However, he does not currently have enough money. Therefore he turned to Arvand for material support. For the money he receives, he expands his business and this way improves life for himself and his family. He is very thankful to the employees of Arvand for the financial support.
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Хуршед родился 1992 году в одних их кишлаков города Исфары. С детства мечтал обрести большие поля для пассива, как его дедушка. Он каждый день после школы ходил к деду и до поздних вечеров лета помогал ему. Когда вырос,после окончании средней школы, поступил в аграрный университет.Женился и живет с родителями.Сейчас учится заочно, и параллельно занимается делом и мечтой своего детства. Осенью он собрал весь урожай и продал. На накопленные деньги он арендовал новую землю и хочет закупить зерна и минеральные удобрения. Но сейчас ему не хватает денег. Вот и обратился в Арванд,за материальной помощью.
На полученные деньги он расширит свой бизнес, таким образом улучшив свою жизнь и семью. Он очень благодарен сотрудникам организации Арванд за материальную помощь.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.


About Tajikistan

  • $2,700
    Average annual income
  • 206
    View loans »
    Tajikistan Loans Fundraising
  • $32,074,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Khurshed to buy seeds and fertilizers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 10, 2013
Dec 21, 2013
Currency Exchange Loss:
Jan 17, 2015