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Dennis, aged 28 years, is married to Pensira. They have four children. The family resides in Kibaale.

Dennis is an agricultural produce dealer (maize, coffee and ground nuts). He started this business in 2005 as his only source of income to support his family.

He has approached Ugafode for a loan of UGX.1,500,000 to buy iron sheets, windows and timber to complete his house.

He describes himself as a hardworking and honest person, whose dream is to complete his house and educate his young children up to the university level. He wants them to be competitive in today's world since he himself never went far in his education. He is resilient and forward looking.

Additional Information

More information about this loan

This loan is part of UGAFODE”s Micro Mortgage Loan program.  Many of these clients are currently renting and these loans allow them to own their home and provide for their families. This may be their first home, or renovation to homes not fit for habitation.  By building and renovating, borrowers who utilize these loans have improved health and safety through a stronger structure and better protection from the elements.  UGAFODE offers these loans to cover essential costs like labour and material so borrowers can provide adequate shelter and sanitation facilities for their families.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Uganda

  • $1,800
    Average annual income
  • 154
    View loans »
    Uganda Loans Fundraising
  • $33,666,250
    Funds lent in using Kiva
  • 2,494.9
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Dennis to buy iron sheets, windows and timber.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 10, 2013
Dec 21, 2013
Currency Exchange Loss:
Jan 17, 2015