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Tugaigahare Group
In this Group: Maryce, Annet , Stella, Scovia, Naume, Jolly, Edivina, Madia, Juliet, Rosette, Debrah
Scovia is married and has three children, aged 7, 9 and 12, who are all in school. She has a restaurant business which she started in the year 2009 with high hopes that it would generate enough income to cater for the needs of her family. Scovia also sells bananas which forms her other source of income. Her business is located in Ishaka Town in Bushenyi District and her clients are mainly people in and around Bushenyi.

She would like to use the loan to buy bananas for trade so that her profits can be better than they have always been. Scovia describes herself as a hard working and honest woman who has seen the business grow from one level to another. She is mainly challenged by the high taxes which she pays but she strongly believes that this will stop being a problem if the loan is given and she gets increased profits.

Her hopes for the future include giving her children the best education so that they can compete with others for better positions and jobs in future.

Additional Information

More information about this loan

This loan is part of UGAFODE's program for clients who live in isolated rural areas with limited access to financial services. Uniquely, UGAFODE focuses its efforts on agricultural areas in Uganda that are over 50 km from their branches, providing loans to both groups and individual borrowers. The organization believes that the risk of offering services to remote clients is outweighed by the benefits to customers and their often underserved communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Uganda

  • $1,800
    Average annual income
  • 119
    View loans »
    Uganda Loans Fundraising
  • $33,852,025
    Funds lent in using Kiva
  • 2,494.9
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Tugaigahare Group's $4,825 loan helped a member to buy bananas.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Dec 6, 2013
Dec 21, 2013
Currency Exchange Loss:
Jan 17, 2015