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Joyce is 29 years old and married to Seth and with one child aged 3 years. She is a business woman who has been dealing in clothing sales since 2009 in Kagadi town where she resides.

She has approached Ugafode for a loan of UGX 3,000,000 to buy cosmetics, jewellery, and clothes, since there will be a high demand during the festive season. Her main challenges are seasonality of demand which is always high only in the festive season and low in other times.

Her dream is to grow her business and start importing clothes from other countries like USA and United Arab Emirates so that she can make more profits. She describes herself as trustworthy and hardworking.


About Uganda

  • $1,800
    Average annual income
  • 254
    View loans »
    Uganda Loans Fundraising
  • $32,806,450
    Funds lent in using Kiva
  • 2,505.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Joyce to buy jewellery and clothes.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 6, 2013
Dec 21, 2013
Currency Exchange Loss:
Feb 20, 2015