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Totshemir is a young resident of Jilikul and he is actively engaged in agriculture. He is 24 years old and he is married with two children aged three and one. Totshemir has been working in agriculture since a young age and he already has 10 years experience in this area.

He earns a living by honest work and he likes his job. Toshtemir asks for a loan. He has already collected the cotton crop and now fully absorbed sowing wheat. From the loan proceeds Toshtemir wants to buy fertilizers for wheat seedlings. When he harvests and sells his spring crop, he plans to buy a car, which he very much needs for for transportation.
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Тоштемир молодой житель района Джиликуль, активно занимающийся растениеводством. Ему 24 года. Она женат, имеет двух детей, которым по 3 и 1 год. Тоштемир занимается растениеводством с юного возраста и уже 10 лет как он в этой сфере. Он зарабатывает на жизнь честным трудом и ему нравится его работа. Тоштемир просит кредит. Он уже собрал урожай хлопка и сейчас всецело поглощен посевом пшеницы. На сумму кредита Тоштемир хочет закупить минеральные удобрения для саженцев пшеницы. Весной, собрав и продав урожай, на полученную прибыль он планирует купить машину, которая ему очень нужна для перевозки.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 204
    View loans »
    Tajikistan Loans Fundraising
  • $31,826,550
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Toshtemir to buy mineral fertilizer.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Nov 26, 2013
Dec 23, 2013
Currency Exchange Loss:
Jan 17, 2015