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Fernando Leonardo
Fernando is 23 years old. He is single and has no children. He lives with his mother in the Ventanas settlement located in the Los Rios province.

The area is called SAN PEDRO and is located in the Guare parish, part of the BABA settlement. This area is a farming area (corn and rice).

Fernando raises corn and rice in small quantities. The money he is requesting is for purchasing seeds, compost, and fertilizers for the soil. With the loan, he could pay the production expenses like transportation and feeding the soil.

He makes his purchases in Ventanas at the Lopez commercial area.

His goals are to have a greater income and be able to buy land on which to keep planting. His challenges include freezes which damage the crops.

He likes to play sports with his friends in his free time.
View original language description ↓
Fernando tiene 23 años de edad vive es soltero no tiene hijos vive con la mama en casa de ella en el Canton Ventanas Provincia de Los Rios.

La ventanilla se llama SAN PEDRO esta venilla se encuentra ubicada en la Parroquia Guare, perteneciente al Canton BABA, esta ventanilla se dedica a labores agropecuarias (siembra de maiz y arroz).

Fernando se dedica a la siembra de maiz y arroz en pocas cantidades. El dinero lo solicita para la compra de semillas, abonos, fertilizantes para el suelo. Con el credito ha podido lograr pagar los gastos de la produccion como el transporte y la alimentacion.

Sus compras las realiza en Ventanas en Coercial Lopez.

Su metas es tener mas ingresos para poder comprar terrenos para seguir sembrando.Los desafios que enfrenta son las enfermedades como cogollera que daña los cultivos.

En los tiempos libres me gusta hacer deporte con los amigos.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 60
    View loans »
    Ecuador Loans Fundraising
  • $26,542,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Fernando Leonardo to buy farming supplies.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Dec 13, 2013
Dec 20, 2013
Currency Exchange Loss:
Oct 17, 2014