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G.s. Dios Me Guia Group
In this Group: Jessica Maria , Rosa Maria, Fatima Del Rosario, Gregorio Geronimo, Maria Estela
The loan group "Dios me Guía" (God Guides Me) consists of five members, four women and one man, responsible fathers and mothers with ten children in their care. They are originally from the northern part of the country. They are characterized as hard-working and responsible, with the will for personal achievement. They are people who strive day after day to offer a better future to their children.

Thanks to her effort and her will to advance, the coordinator, Jessica, has a business of selling new clothing such as pants, blouses, skirts, shorts, underwear, towels, and bed linen sets. She works in her business some 10 hours a day as a street vendor. The purpose of the loan is to invest in working capital and stock her business by buying merchandise so that in the not too distant future she can obtain better income.

The "Dios me Guia" group appreciates the help that the Kiva investors offer to people of scarce resources and poor countries such as Nicaragua so that they can have a means of dignified work.
View original language description ↓
El G.S Dios me Guía, está conformado por cinco integrantes cuatro mujeres y un hombre, padres y madres responsables con diez hijos bajo su responsabilidad. Son originarios de la zona norte del país. Se caracterizan por ser trabajadores, responsables, con ganas de superación personal. Estas personas son personas que luchan día a día para brindarles un futuro mejor a sus hijos.
Gracias a su esfuerzo y sus ganas de salir adelante la coordinadora es Jessica y tiene por actividad económica la venta de ropa nueva como pantalones, blusas, faldas, short, ropa interior, toallas, juegos de camas. Ella dedica a su negocio unas 10 horas diarias de forma ambulante. El objetivo del crédito es invertir en capital de trabajo y surtir su negocio en la compra y venta de mercadería para que en un futuro no muy lejano pueda obtener mejores ingresos. El g.s Dios me Guia agradece la ayuda que los inversionistas kiva le brinda a personas de escasos recursos y países pobre como es Nicaragua para tener un medio de trabajo digno.

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Nicaragua

  • $4,800
    Average annual income
  • 74
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 25.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of G.s. Dios Me Guia Group's $1,625 loan helped a member to stock her business of selling clothing such as pants, blouses, skirts, shorts, underwear, towels, and bed linen sets.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Nov 26, 2013
Dec 19, 2013
Currency Exchange Loss:
Oct 17, 2014