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Fidel Manuel
Fidel is 48 years old, is married, and lives with his wife and their three children. He lives in the Ventanas canton in the Los Ríos province. He is a member of the '10 de Septiembre' loan group located in Lechugalito, a precinct that belongs to the Ventanas canton in the Los Ríos province.

Fidel works in agriculture, planting corn, rice and passion fruit, and raising chickens and pigs to increase his family's budget. The crop that excels the most is corn. He sells the products in the market in Ventanas.

Fidel is asking for the loan for agriculture, to buy urea, seeds, herbicides and a balanced diet for fattening and raising chickens and pigs.

His dream is to have greater earnings in order to give his children what they need for their education. In his free time he likes to play sports and to travel.
View original language description ↓
Fidel tiene 48 años, es casado vive con la esposa y con los 3 hijos. Vive en el cantón de Ventanas Provincia de los Ríos.

El socio es miembro de la ventanilla rural Aso. 10 de Septiembre que esta ubicado en Lechugalito es un recinto que pertenece al Cantón Ventanas Provincia de los Ríos.

Fidel trabaja en la agricultura en la siembra maiz, arroz y maracuya y a la crianza de pollos y cerdos para incrementar la economía de la familia. El cultivo que más sobresale es el maíz, los productos los vende en el mercado de Ventanas.

El socio solicita el crédito para la agricultura, compra de urea, semillas, herbicidas y parala balanceados de engorde y crianza de pollos y cerdos.

El sueño es tener mayores ingresos para dar lo necesarios a los hijos para la educacion.

En los tiempos libres les gusta hacer deporte y salir de viaje.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!


About Ecuador

  • $10,600
    Average annual income
  • 28
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Fidel Manuel to buy urea, seeds, herbicides and a balanced diet for fattening and raising chickens and pigs.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Nov 29, 2013
Dec 19, 2013
Currency Exchange Loss:
Dec 19, 2014