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Ligia and Leonardo, natives of Nicaragua, are the owners of “Chicos Little Explorer, LLC”, a daycare center located in their home in Woodbridge, VA. The couple not only shares the property of the business, but they also work together in the childcare center. After having an accident at work and losing partial vision, Leonardo started to work full-time in the care center helping his wife. Ligia obtained her preschool teacher credentials in Spanish and English while attending Northern Virginia Community College, allowing her to provide a service with an emphasis on bilingual care and teaching.

Ligia and Leonardo are asking for a $10,000 loan to build an outdoor playground park with games and other activities, as well as to buy tables, chairs, mats, and other elements necessary to continue offering quality service and receive more children who are on a long waiting list.

Also, the center needs to build a website, which will allow potential clients to find the center, aid in establishing credibility as a business, and facilitate communication with parents. In addition, the center needs to wrap its transportation vehicle with the company logo and phone number.

Ligia and Leonardo have three kids, and the older daughter is in college in Florida. She is the first in the family going to college.

Additional Information

More information about this loan

This loan is part of the Kiva City D.C. initiative in partnership with LEDC (Latino Economic Development Center). Kiva City D.C. is a subset of Kiva City, a program that allows Kiva lenders to make microloans to small businesses in the United States with the help of community organizations and U.S. Field Partners.  

About Latino Economic Development Center:

Latino Economic Development Center (LEDC) is a community-based nonprofit that equips Latinos and other DC-area residents with the skills and financial tools to create a better future for their families and communities. Participants in our programs learn how to buy and stay in their homes, join with their neighbors to keep their rental housing affordable, and start or expand small businesses.

Kiva lenders’ funds are used to help LEDC support even more small businesses in low- and moderate-income communities in Washington, D.C. The funds are used to ease loan requirements, including decreasing collateral, interest rates and fees associated with loan disbursement. With Kiva capital, LEDC reaches out to borrowers that may not have met all of LEDC’s existing criteria, allowing the organization to grow its lending operations through its new subsidiary the Community Asset Fund for Entrepreneurs.


About United States

  • $54,800
    Average annual income
  • 0
    View loans »
    United States Loans Fundraising
  • $12,982,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $10,000 helped Ligia to build an outdoor playground park with games and other activities, as well as to buy tables, chairs, mats, and other necessary elements.
71% repaid
Repayment Term
39 months (Additional Information)
Repayment Schedule
Nov 27, 2013
Dec 20, 2013
Currency Exchange Loss: