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Emprendedores De Vitarte Group
In this Group: Pilar Liliana, Lilian Roselly*, Edith Maria, Marlene Elizabeth, Julia Elizabeth, Irma Vanessa, Herlinda Margarita, Nelly Yaneth
* not pictured

Update on Emprendedores De Vitarte Group

Edith is 42-years-old and is a live-in partner and mother of 2 children. Edith has a small business selling prepared food dishes in a small market (rented property) for the last 3 years.

Edith has built loyalty with her customers which have allowed her to generate earnings so that she can cover her housing expenses. In the future, she would like to have her own place where she can sell typical dishes and increase her economic earnings. With the given loan, she will invest in purchasing more products like rice, sugar, vegetable soup, oils, silver wear, plates, etc. for later sale and as a result, continue satisfying the needs of her customers and to be able to get ahead.

At the same time, Edith and all the members are very thankful for Kiva for the loan that has been provided to them and for the trust that has been established. Edith is the one sitting down and is wearing a tank top with the color blue. She wishes a farewell greeting and promises to fulfill all her proposed goals.
View original language description ↓
La Sra. Edith de 42 años de edad conviviente y madre de 2 hijos, la Sra. Edith tiene un pequeño negocio de venta de menú (comida) en un pequeño mercado (alquilado) ya hace unos 3 años. La Sra. Edith, ha llegado a fidelizar a sus clientes el cual le ha generado ganancias para poder cubrir los gastos de su hogar, En el futuro le gustaría tener un local propio donde poder vender sus platos típicos y obtener mayores ganancias económicas. Con el préstamo otorgado lo invertirá en comprar más productos como (arroz, azúcar, menestras, aceites, cubiertos, platos etc.) Para su posterior venta y así seguir satisfaciendo las necesidades de sus clientes y así poder salir adelante. A la vez la Sra. Edith y todos los integrantes se encuentran agradecidos con Kiva por el préstamo otorgado y por la confianza que se les ha sido brindada. La Sra. Edith se encuentra sentada se le distingue por su bivirí de color azul, Se despide Dejando la promesa que cumplirá todas sus metas propuestas.

Previous Loan Details

The communal bank "Emprendedores de Vitarte" is comprised of eight women who are involved in different business activities. One of them is Marlene, 45, who is married and has three children. Marlene has been selling men's and women's shoes from a small stall for ten years in an effort to get ah... More from Emprendedores De Vitarte Group's previous loan »

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 43
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Emprendedores De Vitarte Group's $3,550 loan helped a member to buy products.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 12, 2013
Dec 19, 2013
Currency Exchange Loss:
May 17, 2014