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Mirian Del Rosario
Mirian, 27, is a single mother. She lives with her six-year-old son in very humble conditions. Mirian works as a healthcare promoter in her community. She also sells beauty products from a catalog. Mirian is an enterprising woman, well-known among her neighbors, who give good references of her.

She wants to repair her roof and walls, and this is why she is requesting a loan at FUSAI. She will buy galvanized sheets, wood, cement, sand and will pay for labor. She says she will be able to pay the loan back.
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Mirian de 27 años de edad es madre soltera Y habita en condiciones muy humildes junto a su hijo de 6 años. Mirian es promotora de salud dentro de su comunidad además, vende productos de belleza por catálogo. Es una mujer emprendedora quien es muy conocida por sus vecinos y dan buenas referencias de ella. Desea reparar el techo de la vivienda y paredes de su casa por lo que solicita este crédito a FUSAI para comprar lámina galvanizada, madera, cemento, arena y pago de mano de obra. Expresa tener la capacidad de pago que l crédito implica.

Additional Information

More information about this loan

This loan will be administered by FUSAI (Salvadoran Foundation for Comprehensive Development), a Salvadoran NGO that owns Kiva partner Apoyo Integral. FUSAI will disburse this loan in order to reach a population that doesn't currently work with Apoyo Integral. This type of loan covers basic services (like housing and water), and supports small business and agricultural activities. Borrowers come from low-income families in rural and peri-urban communities, and are considered to be too poor or lack the proper guarantees to get credit through traditional banks or microfinance institutions. Before receiving their loans, they are vetted by local community organizations and enrolled in classes in financial literacy, and the importance of sanitation, potable water and clean energy. Additionally, FUSAI enables borrowers to guarantee one another and take out loans smaller than El Salvador's average. Important to note is El Salvador is considered one of the most dangerous countries in the world, holding the 2nd place in the ranking of murders per capita. All these FUSAI borrowers live in areas considered by the police as highly violent and dangerous, mainly because of gangs influence. Main risks they face in these areas are thefts, extortions, kidnappings and murders.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About El Salvador

  • $7,500
    Average annual income
  • 583
    View loans »
    El Salvador Loans Fundraising
  • $31,727,775
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Mirian Del Rosario to buy galvanized sheets, wood, cement and sand, and pay for labor to fix her roof and walls.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Dec 3, 2013
Dec 19, 2013
Currency Exchange Loss:
May 17, 2015