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Razia is a 45-year-old married woman. For many years, she has run a beauty parlor where she offers many services to her customers, such as make-up, hairstyling, and facials. Razia has become very famous in her street for providing her best services. Her husband runs a tailoring shop at home as well.

Razia is interested in buying a greater variety of cosmetic products for her beauty parlor, to meet increasing customer demand, and an overlock machine for her husband, but she does not have enough cash in hand. Razia is requesting a loan through BRAC Pakistan to buy hair care products, skin products, and bleaching and whitening creams in large quantities and an overlock machine for her husband’s tailoring business. She hopes to cater to more customers in time. Razia is very experienced in her business and confident that her loan will help her to expand.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

About Pakistan

  • $4,700
    Average annual income
  • 267
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 107.1
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Razia to buy cosmetic products for her beauty parlor and an overlock machine for her husband's tailoring business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 9, 2013
Dec 18, 2013
Currency Exchange Loss:
Jan 17, 2015