A loan of $1,725 helped a member to buy seeds and fertilizer.

Santi Pala Group's story

Wayan, 49, is married and lives in a village in western Bali. He has a son who is grown and married. He is the leader of this loan group that has taken out and successfully repaid previous loans.

The good news from this group is that during the period of their previous loan, the weather was good. The members were able to plant their gardens with a variety of crops such as maize, cassava, chilli and some rice. Harvests were very good. One member left the group, as he realized enough of a profit not to have to take out another loan.

The members of Santi Pala estimate the weather will still be good in the next six months, so they have decided to apply for a 20,500,000 IDR to be apportioned among themselves. It will be used to buy seeds and fertilizers and on plant maintenance costs. Wayan himself will also use the loan to buy seeds and fertilizer. He hopes for a good harvest and to be able to save some of his profits.

(Note: One member of the group could not attend due to a religious ceremony at the temple.)

In this group: I Wayan, I Ketut Gede, I Made, I Putu, I Made, I Gede, I Made*, I Gede, I Putu
*not pictured

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Loan details