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Ha's Group
In this Group: Ha, Hoa, Ly, Van, Dao
Ha is 40 years old. She has four children. All of them are still going to school. The oldest daughter is learning in high school and the youngest son is in kindergarten. Her husband is working for the national army. Every month, he earns about 5,000,000 VND. Ha is a cook. Her monthly income is 3,000,000 VND. Ha’s family total income is around 8,000,000 VND. Her dream is that her children would receive a good education and better living conditions.

Thus, to increase the family income, Ha wants to borrow 6,322,000 to invest in feeding chickens. This is the second time Ha has participated in the SEDA program. Realizing the economic benefit from farming poultry, this time Ha will continue to borrow money to invest in raising chickens.
Other members in Ha’s group are listed below:

• Hoa who is 38 years old wants to borrow 6,322,000 VND to invest in her Vietnamese traditional sausage stall.
• Ly is 36 years old. She has two children. She would love to borrow 8,066,000 VND to develop her fish shop.
• Van is 34 years old. She has two children. She wants to borrow to spend on her coffee shop.
• Dao is 34 years old. She would love to borrow to invest in her family business which is transportation services.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 66
    View loans »
    Vietnam Loans Fundraising
  • $16,977,375
    Funds lent in using Kiva
  • 21,120.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of Ha's Group's $1,600 loan helped a member to invest in raising chickens.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 20, 2013
Dec 18, 2013
Currency Exchange Loss:
Dec 17, 2014