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Em S., 38, is married and lives in Prey Veng, Cambodia. Since 2003, she has been selling fish to earn a living and is able to make US$30 in revenue per day. Her husband, Ou Sara, 42, has a business selling corn and earns approximately US$6 of profit per day. This couple have six children, one of whom is married and no longer lives at home. She is requesting a loan from Kiva to rent a section of the river to fish.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 116
    View loans »
    Cambodia Loans Fundraising
  • $41,451,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Em to rent a section of the river to fish.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 27, 2008
Sep 13, 2008
Currency Exchange Loss:
Apr 15, 2010