Vagaspamba (Cuenca) Group
One of the members of this group is Zoila. She is an active member who has been in the Vegaspamba group for 6 years. In all of this time, the loans have helped her to improve her business. Zoila is 55 years old, is married, and has 8 children, of which 6 are adults, are married, and live on their own. One of her children is in high school, and the last son, who is 4 years old stays at home. Her husband works in agriculture, and they live in a house that they own.
From a very young age, Zoila has raised chickens, guinea pigs, pigs and cattle and cultivated her own land. Whatever she grows, is for her own consumption and for sale. She also makes ropes which she is skilled in. The money from this loan will be used to purchase cabuya and fertilizer for her pastures. Her goal is to finish her house.
Una de las socias de este grupo es la Señora. Zoila, es una socia activa que se encuentra en el grupo de crédito Vegaspamba desde hace 6 años, en todo este tiempo los créditos le ha ayudado para mejorar su negocio.
La Señora. Zoila tiene 55 años de edad, es casada y fruto de su unión conyugal ha concebido 8 hijos, 6 son mayores de edad, están casados y viven independientes, uno de sus hijos estudia en el colegio y su ultimo hijo de 4 años de edad pasa en casa, su esposo labora en la agricultura y la casa en la que viven es propia.
Doña Zoila desde muy joven se dedica a la cría de gallinas, cuyes, cerdos y ganado, cultiva sus terrenos y lo que cosecha es para su consumo y la venta, también se dedica a la realización de sogas lo que aprendió por habilidad.
El dinero de su crédito es para comprar cabuya y abono para sus potreros. Su meta es de terminar su casa.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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