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Los Jardines Group
In this Group: Isabel Susana, Benedicta Eulalia, Soraida Domenica, Consuelo, Faustina
Benedicta Eulalia is 42 years old, and has two small children who are still under her care and protection. She is an associate of the group "Los Jardines," a group characterized by its responsibility and punctuality of payments. It is formed by five associates, united in the desire to progress through their independent work.

Approximately three years ago, she started her adventure of her own business, installing a small grocery store in her home. She started selling the essentials, like beverages and candy. Currently her store has grown. She slightly increased the grocery items offered. She will invest the received loan in the purchase of beverages and candy, in order to stock up for the Christmas celebrations.
View original language description ↓
BENEDICTA EULALIA, tiene 42 años, tiene dos pequeños hijos que aun están bajo su cuidado y protección. Ella es socia del grupo "Los Jardines", grupo caracterizado por su responsabilidad y puntualidad en los pagos, está formado por 5 socias, unidas en el deseo de progresar mediante su trabajo de forma independiente.
Desde hace tres años aproximadamente, inició su aventura del negocio propio, instalando en su domicilio una pequeña bodega, empezó vendiendo lo esencial, como bebidas y golosinas, actualmente su bodega ha crecido, aumentó un poco de artículos de abarrotes.
El préstamo recibido lo invertirá en la compra de bebidas y golosinas, para abastecerse para las fiestas navideñas.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Peru

  • $12,000
    Average annual income
  • 52
    View loans »
    Peru Loans Fundraising
  • $63,756,075
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Los Jardines Group's $1,450 loan helped a member to purchase beverages and candy to stock her store.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Dec 3, 2013
Dec 15, 2013
Currency Exchange Loss:
Jun 17, 2014