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Denia Merari

Update on Denia Merari

Denia is 31 years old and lives with her husband and three children in San Francisco de Yojoa. Denia has been selling merchandise in the community for more than five years. She sells jeans, blouses, shoes, sandals, Avon products, etc., and has her business in her home, she sells on foot and on order. She is asking for her third loan in the amount of 21,000 Lempiras to buy more merchandise such as clothing, shoes, and cosmetics to stock up and take advantage of the Christmas season when she wants to increase her sales. Her goal is to work a lot so she can maintain a stable business and obtain the income she needs for her family.
View original language description ↓
Denia tiene 31 años de edad, vive en el municipio de San Francisco de Yojoa junto a su conyugue y sus tres hijos. Hace mas de 5 años que Denia se dedica a vender mercadería en la comunidad, vende jeans, blusas, zapatos, sandalias, productos Avon etc. El negocio lo tiene en su casa y sale a vender de manera ambulante a domicilio y por pedidos. Esta solicitando un tercer préstamo que es por 21,000 Lempiras para comprar más mercadería como ropa, zapatos, cosméticos y surtir para aprovechar en esta temporada navideña donde logra incrementar las ventas. Su meta es trabajar mucho para mantener estable el negocio y obtener el ingreso necesario para la unidad familiar.

Previous Loan Details

Denia, 30, lives in San Francisco de Yojoa with her spouse and two children. She’s been selling merchandise in her community for the last five years. She sells jeans, blouses, shoes, sandals, Avon products, etc. Her business is home-based and she goes out selling from place to place door to ... More from Denia Merari's previous loan »

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Honduras

  • $4,800
    Average annual income
  • 38
    View loans »
    Honduras Loans Fundraising
  • $9,977,375
    Funds lent in using Kiva
  • 20.5
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Denia Merari to buy merchandise.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 5, 2013
Dec 16, 2013
Currency Exchange Loss:
Nov 17, 2014
This photo was used before for a previous loan for Denia Merari. It was first posted on Kiva on Jul, 2012. Learn More