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Shagali Group
In this Group: Wakyahi, Nabintu, Kanyume, Josephine, Chantal, Riziki, Riziki, Kaminda, Lubungo, Sifa, Lwaboshi, Mwengeshali, Kanani, Bushu, Amisi, Nakabuya, Safi Solange, Furaha, Mutangi, Maggy, Mutangi, Kalume, Rehema, Monapi, Nkema, Maleyi
Chantal is a shopkeeper and a member of the borrowing group "Shagali," as well as an experienced entrepreneur. She is 35 years old and has 9 children, all of whom attend school. Chantal sells clothing (the "pagne" cloth traditional in western Africa.) She sells her products at the market in the city.

Chantal began her business with the help of her husband, who is a mechanical technician. Later, Chantal received her first loan from the microfinance organization Hekima. She has been in business for 3 years. This new loan will allow her to purchase 15 pieces of "pagne" cloth. She hopes to use this to grow her business, and to educate and feed her children. In closing, she sincerely thanks Hekima for their support of self-sufficiency of women entrepreneurs, by granting them microloans without requiring collateral, especially during this critical time of conflict in the region.
View original language description ↓
La cliente Chantal est une commerçante et membre de l’association d’affaire «Shagali », entrepreneur expérimentée, âgée de 35 ans, et mère de 9 enfants qui tous étudient. La cliente est une vendeuse d’habits (pagnes). Elle installe ses marchandises dans le marché de la ville. Elle commença ses affaires avec l’assistance de son mari. Son conjoint est un technicien mécanicien. Plus tard, elle bénéficia son premier prêt de l’IMF Hekima. Il y a 3 ans qu’elle exerce cette activité. Ce nouveau prêt va la servir d’acheter 15 pièces de pagnes. Ainsi, elle souhaite accroître son activité, scolariser et nourrir ses enfants. Au finish, elle remercie fortement Hekima pour son projet d’autonomisation des femmes entrepreneurs, en leur accordant des microcrédits sans garantie matérielle surtout; pendant, ce moment critique des conflits dans la région de l’Est du pays.

Additional Information

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 4
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $13,474,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Shagali Group's $2,950 loan helped a member to purchase 15 pieces of "pagne" cloth.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 28, 2013
Dec 15, 2013
Currency Exchange Loss:
May 17, 2014