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Rukwa Group
In this Group: Paulo, Happyness, Juma, Alex
Paulo, who is his early 30s, is single with a boy and a girl who are in school. Since 2010, Paulo has been managing his business selling home products like pots, plates, saucepans, and cooking dishes. He starts working from 6 a.m. to 10 p.m. daily and is able to make very good monthly returns.

This will be his ninth loan request from Tujijenge Tanzania. Paulo used his previous loans to buy new and out-of-stock business products. He has paid back all his previous loans in full. Paulo is a hardworking man with a good future plan. Paulo usually uses his business profit to cover school fees and home food expenses for his family. He has managed to build a house and bought a bicycle, TV, DVD, and sofa set. He will use this loan to buy business stock to resell. Paulo dreams to be an international businessperson.

He will share this loan with his loan group "Rukwa," which consists of four members. The members of the group will hold each other accountable for paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Tanzania

  • $1,900
    Average annual income
  • 24
    View loans »
    Tanzania Loans Fundraising
  • $16,082,000
    Funds lent in using Kiva
  • 1,603.5
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Rukwa Group's $3,325 loan helped a member to buy business stock to resell.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Dec 11, 2013
Dec 17, 2013
Currency Exchange Loss:
Sep 17, 2014