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Lira is 42 years old, married, and with her husband is raising four children. All the children go to school. Lira has a high school education. As a main source of income for her family, Lira raises livestock, having started 21 years ago with a purchase of livestock for 2,000 som KGS. Thanks to her hard work, Lira today has on her farm: two dairy cows, one heifer, one calf, and eight sheep. Monthly income consists of 16,000 som (KGS).

With the aim of further developing her farm, Lira applied to the microfinance bank Bai-Tushum and Partners for a loan - to purchase a horse for increasing her livestock count.

Lira plans to invest income from the loan in further propagation of the quantity of domestic animals, and plans to save money for the future education of her children.
View original language description ↓
Лире 42 года, замужем, вместе с супругом воспитывают 4 детей, все дети -школьники. У Лиры - среднее образование, в качестве основного дохода для своей семьи Лира занимается животноводством, стартовав 21 год назад, с покупки скота на 2,000 сом KGS. Благодаря упорному труду Лиры, в ее хозяйстве на сегодняшний день имеется: 2 дойные коровы, 1 нетель, 1 теленок, 8 овец. Ежемесячный доход составляет 16,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Лира обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом - на покупку лошади для увеличения поголовья скота. Доходы от кредита Лира планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на дальнейшее обучение детей.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 58
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,018,650
    Funds lent in using Kiva
  • 49.4
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,650 helped Lira to buy a horse.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 6, 2013
Dec 18, 2013
Currency Exchange Loss:
Jul 17, 2015