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Zamira is 47 years old, married and raising three children together with her husband. Zamira has secondary education. She is a housewife, a happy mother and a good wife.

As a main source of income for her family, Zamira works with livestock breeding. She has worked with this activity for many years, with positive results. She started 16 years ago with the purchase of livestock for 5,000 som (KGS). Thanks to Zamira's persistent work, her farm currently has two dairy cows, 60 sheep and three horses. She has all conditions for keeping livestock: A barn for keeping livestock and pastures. They harvest hay and forage on their own plot of land. The monthly income is 20,000 som (KGS).

With an aim to further develop her business, Zamira turned to the microfinance bank "Bai Tushum & Partners" for a loan to purchase cows to increase the number of livestock. Zamira plans to invest the income from the loan in further increasing the number of livestock.
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Замире 47 лет, замужем, вместе с супругом воспитывают 3 детей. У Замиры - среднее образование, она домохозяйка, счастливая мать и хорошая супруга. В качестве основного дохода для своей семьи Замира занимается животноводством, этой отраслью она занимается на протяжении многих лет, имеет определенные результаты. Стартовала 16 лет назад, с покупки скота на 5,000 сом KGS. Благодаря упорному труду Замиры, в ее хозяйстве на сегодняшний день имеется: 2 дойные коровы, 60 овец, 3 лошади. Для содержания скота имеются все условия, сарай для содержания скота, и отгонные пастбища. Сено и корм собирают со своего земельного надела. Ежемесячный доход составляет 20,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Замира обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом - на покупку коров для увеличения поголовья скота. Доходы от кредита Замира планирует вложить в дальнейшее приумножение количества домашней скотины.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 52
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,904,175
    Funds lent in using Kiva
  • 49.4
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,450 helped Zamira to purchase cows.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 6, 2013
Dec 18, 2013
Currency Exchange Loss:
Jan 18, 2015