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Navy's Group
In this Group: Navy, Sary
Navy is 51 years old, widowed, and has five children. She grows rice as the main source of income, which she has been doing for 30 years. To earn additional income, Navy works for others for a fee. She currently earns about 34,000 KHR per day.

Navy is requesting her second loan from VisionFund for 1,000,000 KHR, which she will use to buy fertilizer and rice seed for the upcoming replanting season. Her joint borrower is requesting his seventh loan from VisionFund also for 1,000,000 KHR. Kay's prior loan enabled her to improve her living condition in a gradual manner. She hopes to earn more income from her business so as she can renovate her kitchen and build a decent latrine for her family.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Cambodia

  • $2,600
    Average annual income
  • 113
    View loans »
    Cambodia Loans Fundraising
  • $41,424,450
    Funds lent in using Kiva
  • 3,997.4
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Navy's Group's $525 loan helped a member to purchase fertilizer and rice seed.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 15, 2013
Dec 17, 2013
Currency Exchange Loss:
Dec 20, 2014