A loan of $3,000 helped to purchase forage for cattle and to pay for the transportation and harvesting services.


Arevhat's story

Arevhat is an experienced agronomist from Darbas village of Syuniq region. She lives with her elderly pensioner parents.

To take care of her family, Arevhat has been engaged in agribusiness for more than 20 years. She is involved in cattle breeding, in breeding livestock of sheep, in beekeeping, and in the cultivation of wheat, potatoes, cabbage, apples, pears, and walnuts. She sells the agricultural products in the local market, which is the main source of her family's income.

To continue running her agribusiness in a sustainable way, Arevhat needs to make some investments. A loan of USD 3,000 will help this hard working woman and her family a lot by enabling her to purchase forage for cattle and to pay for the transportation and harvesting services.

As this is Arevhat’s first loan, it has been approved within the framework of the new joint initiative between Kiva and SEF. The first-chance loan program provides loans to people who didn’t have access to credit products before, because they have no credit history.

Arevhat and her family rely on the goodwill of the lenders, and will appreciate their support in collecting the needed amount of the loan to maintain and develop their agribusiness.



Loan details


Lenders and lending teams




Loan details