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Originally from a rural village of Kampong Cham province’s Prey Chhor district, Yoy is a 50-year-old mother of three children, all of whom are dependent on her and still in school. To make a living, she and her husband have been farming rice, growing vegetables, raising pigs and sometimes catching fish for 21 years. Her family’s daily income is about US $32 per day but she can manage to save about US $10 each day after expenses.

Yoy has been with VisionFund for one cycle. Now she is asking for an education loan to pay for her daughter’s tuition fee to study midwifery. She hopes that her daughter will have a special skill for a long-term income which will support the family.

Additional Information

More information about this loan

This loan is part of VisionFund Cambodia’s higher education program, designed to provide financing to students in poor households who otherwise lack the financial support to continue their studies. Very few students have the financial resources necessary to go to college. VisionFund Cambodia has designed a lower-interest rate loan product for students, given the financial benefits associated with financing this loan upfront on Kiva. It is disbursed to the borrower in annual installments.

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

About Cambodia

  • $2,600
    Average annual income
  • 64
    View loans »
    Cambodia Loans Fundraising
  • $41,769,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $2,950 helped Yoy to pay for her daughter’s tuition fee.
0% repaid
Repayment Term
65 months (Additional Information)
Repayment Schedule
Nov 21, 2013
Dec 17, 2013
Currency Exchange Loss: