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Jumonazar is a jovial man from the Shahrituz region. He is 35 years old. He is married. Jumonazar like the majority of residents of Tajikistan chose to engage in raising livestock. Not only in Shahrituz but in many areas, the main activity of the villages and countryside is raising crops and livestock. Jumonazar did not keep away from them and also decided to start his own business in rearing cattle at his home. He does not have experience in this work, but he has a huge desire to engage in this kind of work. Jumonazar has relatives and close friends, who always help him. He has all the conditions for rationalizing such a business. He has acquired a barn and feed for the livestock.

He has starting capital, but in order to start such a business it is not enough. He decided to take a loan and to start his own business. With the loan amount, he will buy steers and start the business.
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Чумоназар веселый мужчина из района Шахритус. Ему 35 лет. Он женат. Чумоназар как и большинство жителей Таджикистана решил заняться животноводством. Не только в Шахритусе, но и во многих районах деревнях и селах основной деятельностью является растениеводство и животноводство. Чумоназар не стал от них отставать и тоже решил начать свой бизнес по выращиванию крупно рогатых скотов у себя дома. Опыта работы у него нет, но есть огромное желание заниматься такой деятельностью. У Чумоназара есть родные и близкие, которые всегда ему помогут. У него есть все условия для обоснования такого бизнеса, он обзавелся коровником и корма для скотов. У него есть начальный капитал, но для начала такого бизнеса ему не достаточно. Он решил взять кредит и начать собственный бизнес. На сумму от кредита он купит бычков и начнет бизнес.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 206
    View loans »
    Tajikistan Loans Fundraising
  • $31,826,550
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD
A loan of $2,100 helped Jumonazar to buy steers and to start a business raising livestock.
Repayment Term
26 months (Additional Information)
Repayment Schedule
Dec 10, 2013
Dec 17, 2013
Currency Exchange Loss:
Feb 15, 2014