Check out some available loans that are similar to this one!
Jerardo Ramon

Update on Jerardo Ramon

Don Jerardo is originally from the city of Managua. He is a merchant who sells various products. His business has grown thanks to his efforts. Jerardo is grateful to Kiva and MiCrédito because he will be able to meet the demand from his customers and increase his earnings.

He is requesting a new loan in order to buy shirts, trousers, lingerie, skirts, and other items. In the end, he wants to offer a variety of merchandise. He expects this loan will help to increase his inventory of products and improve his sales.
View original language description ↓
Don Jerardo es originario de la ciudad de Managua. Es de oficio comerciante, se dedica a la venta de mercadería variada, el cual ha crecido gracias a sus esfuerzos. Esta agradecido con Kiva y Micrédito ya que logro cumplir con la demanda de los clientes y aumentar sus ganancias. Solicita un nuevo crédito para comprar: camisas, pantalones, lencería, faldas entre otros, con el fin de ofertar una diversidad de mercadería. Estima que el crédito le ayudara incrementara sus productos y aumentar las ventas.

Previous Loan Details

Jerardo is 62 years old and quite poor. He is originally from Carazo Jinotepe but currently lives in Managua. He is married and father to four children, all of whom are now independent adults. Jerardo makes a living selling various merchandise. He is a qualified accountant but, given his desi... More from Jerardo Ramon's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Nicaragua

  • $4,800
    Average annual income
  • 34
    View loans »
    Nicaragua Loans Fundraising
  • $26,391,875
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,025 helped Jerardo Ramon to buy shirts, trousers, lingerie, skirts, and other items.
Repayment Term
18 months (Additional Information)
Repayment Schedule
Nov 27, 2013
Dec 14, 2013
Currency Exchange Loss:
Feb 12, 2014