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Yelba Rosa
Yelba lives in the 3-80 neighborhood. She is is married and she is 47 years old. She has a 16-year-old son, who is in middle school. Her husband is a merchant and driver of his own taxi. Yelba's business is the sales of nacatamales (Honduran tamales). She started by selling soup on Sundays at her house, but she decided to make good use of her seasoning skills ans she started selling nacatamales two years ago.

She plans to use the requested loan in her business, since she wants to improve the infrastructure of the place where she sells the nacatamales and to be able to improve the service to her clients. She hopes that with this business she will be able to her fulfill dream of being able to provide the education to her son so he can be a person of good to society.
View original language description ↓
Yelba habita en el barrio 3-80, es casada y tiene 47 años de edad, tiene un hijo de 16 años de edad, qué cursa la secundaria, su esposo es comerciante y conductor de taxi de su propiedad. El negocio de Yelba es la venta de nacatamales. Empezó vendiendo sopa los días domingos en su casa de habitación, pero decidió aprovechar el buen sazón que tiene y empezó también hace dos años las ventas de nacatamales. La solicitud del préstamo es para inversión de su negocio, ya que desea mejorar la infraestructura del local donde vende nacatamales y así poder mejorar la atención que ofrece a sus clientes. Espera que con este negocio pueda cumplir el sueño de poder educar a su hijo para que éste sea una persona de bien a la sociedad.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 71
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 19.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Yelba Rosa improve the infrastructure of her business premises.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 17, 2008
Oct 3, 2008
Currency Exchange Loss:
Nov 15, 2009