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This is 35-year-old Abdul, a married father of three children aged 4, 2 and 18 months, the oldest a school-going child. In 2008, Abdul established his used clothing business, a livelihood taught to him by the uncle who raised him. Working 7 days a week and 11 hours a day, he earns about Le 850,000 every month from this business. Competition is very high.

Abdul is requesting a loan for Le 3,000,000 to buy bales of used clothing. Committed to his business, he hopes to expand in the future, and accessing loans in ARD will be a great help. As well, he plans to educate his children and develop his family. Abdul thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.


About Sierra Leone

  • $2,100
    Average annual income
  • 14
    View loans »
    Sierra Leone Loans Fundraising
  • $9,542,800
    Funds lent in using Kiva
  • 4,317.8
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Abdul to buy bales of used clothing.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Dec 6, 2013
Dec 16, 2013
Currency Exchange Loss:
Sep 17, 2014