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Mufariji Group
In this Group: José, Immaculée, Agnes, Maoneo, Kajiwa, Charlotte, Antoinette, Muhindo, Nabalinda, Barole, Kakule, Mburugu, Namitemya, Merimeri, Kwamwany, Nachiro, Barole, Muhiirwa, Balume, Muruta, Swende, Salumu, Kizungu, Kiyana, Paluku, Nguba, Namwana, Muhima, Kanane, Maelezo, Namwetsi, Kibiriti, Muhongwa, Namyetsi, Kanane, Kibanja
The client, Kakule, is a shopkeeper and a member of the "Mufariji" business group.

This dynamic entrepreneur is 38 years old and is the mother of six children. Five of her children go to school, but one is too young.

The client sells corn flour. She sells her goods in front of her home where she knows how to find her clients.

She initially started her business with her husband's capital. Her spouse is a teacher in a local school. Later on, she received a loan from l’IMF Hekima. She has been running her business for eight years. She will use this new loan to buy six bags of cassava flour. She would like to buy a house and to educate and feed her children.

She strongly thanks Hekima for the empowerment of female entrepreneurs not served by the banking system - especially during this critical time of war in the east of the country.
View original language description ↓
La cliente Kakule est une commerçante et membre du groupe d’affaires «Mufariji », entrepreneur, dynamique, âgée de 38 ans et mère de 6 enfants qui 5 étudient et 1 autre est encore gosse. La cliente est une vendeuse de farine de maïs. Elle installe sa marchandise à son domicile devant son enclos, où elle a su gagner sa clientèle. Elle commença ses affaires avec le premier capital reçu de son mari. Son conjoint est un enseignant dans une école de la place. Plus tard, elle bénéficia le prêt de l’IMF Hekima. Il y a 8 ans qu’elle exerce cette activité. Ce nouveau prêt va la servir d’acheter 6 sacs de farine de manioc. Ainsi, elle souhaite construire une maison, scolariser et nourrir ses enfants. En définitif, elle remercie fortement Hekima pour l’autonomisation des femmes entrepreneurs non bancables, surtout ; pendant ce moment critique de guerre à l’Est du pays.

Additional Information

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 15
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $13,397,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Mufariji Group's $5,075 loan helped a member buy six bags of cassava flour.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Dec 2, 2013
Dec 12, 2013
Currency Exchange Loss:
Apr 16, 2014