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Zaur is 39 years old and married with three children. His wife is a housewife. Zaur's elder son is 15 years old and is in ninth grade. His younger son is 11 years old and is in fifth grade. Zaur’s daughter is 13 years old and she is in seventh grade. They are IDPs (Internally Displaced Persons) from Fuzuli City and now live in the Abseron region of Azerbaijan.

Zaur is a taxi driver. He transports passengers between various areas of the Abseron region. Today Zaur needs a loan of 1,000 AZN. Therefore, he has applied for a loan from Komak company. With this loan he wants to repair his car. Zaur is thankful to the Kiva organization and Kiva lenders for their help. In the future, Zaur wants to replace his car.

Additional Information

More information about this loan

This loan supports Komak clients who are designated as Internally Displaced Persons (IDPs) in Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border. Azerbaijan is home to over 600,000 IDPs, who face limited access to employment adequate housing, water and electricity. Many of these people have also failed to qualify for loans through formal channels due to low income and lack of collateral. Komak has been working to support IDPs since 1999. By funding this loan, you are creating opportunities in extremely underserved communities.

About Komak

Komak means “help” in Azerbaijani. As of its creation in 1999, Komak has kept true to its name by helping thousands of Internally Displaced Persons, refugees and the economically disadvantaged by providing these groups with sustainable credit services. As of 2010 Komak’s $2.5 million portfolio serves 1513 clients, 81% of whom are IDPs, and 40% of borrowers are women. In 2009, Komak was cited in a report by the United Nations General Assembly as one of Azerbaijan's prominent forces in restoring the local economy by enabling small and medium enterprises with credit. For more on Komak, please join our lending team, Friends of Komak Credit Union.


About Azerbaijan

  • $10,800
    Average annual income
  • 25
    View loans »
    Azerbaijan Loans Fundraising
  • $14,891,825
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,300 helped Zaur to repair his car.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 28, 2013
Dec 15, 2013
Currency Exchange Loss:
Jun 17, 2015