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Riziki Group
In this Group: Helena, Tomlesia, Asia, Adam, Ester, Hamadi, Gabriel, Rashidi, Elisi, Filipina, Fredrick
Helena, who is married with four school children, is aged in her late 30s. Currently, Helena has been running a business of genge-duka (small general store) selling fruits, vegetables, dry foods like maize and baking flour, cooking oil, sweets, and other products on the same premise.

She has been in this business for fourteen years now. Helena opens her business from 6 AM to 10 PM each working day and is able to make a good monthly return.

This will be her 14th loan from Kiva partner Tujijenge Tanzania. Helena's previous loans all were paid back successfully. She used them to buy her business out-of-stock products to meet her customers' demands. Her business profit she used to cover school fees and household expenses for her family. Helena managed to buy a plot and build three house rooms where now she is putting electricity.

Helena will use this loan to buy new products like fruits, vegetables, flour, cooking oil, and other items for her genge-duka business. She dreams to build another two rooms.

She will share this loan with her loan group "Riziki" which totals eleven members. The members of the group will hold each other accountable for paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Tanzania

  • $1,900
    Average annual income
  • 24
    View loans »
    Tanzania Loans Fundraising
  • $16,082,000
    Funds lent in using Kiva
  • 1,603.5
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Riziki Group's $2,975 loan helped a member to buy new products like fruits, vegetables, flour, cooking oil, and other items for her genge-duka business.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 10, 2013
Dec 15, 2013
Currency Exchange Loss:
Apr 16, 2014