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02050801_Nam Hạc, Hoằng Phong Group
In this Group: Thảo, Thơm, Ân , Cơ
Thảo is applying for a loan to purchase material to make snacks and fish sauce to resell. She has a retail business selling snacks and fish sauce. Thảo is 56 years old and she is married with 2 children. Thảo is the group leader of the 02050801_Nam Hạc, Hoằng Phong solidarity group, which consists of 4 members. Thảo supports no dependents with her business in Hoang Hoa district, a rural town in Thanh Hoa province, because her children are grown up.

This is Thảo's first loan with the Thanh Hoa Fund for Poor Women. Thảo has been involved in this business for 5 years. One of the most critical business difficulties that concerns her is the lack of capital. With her business profit, Thảo hopes for her business to do well, for her children to find good jobs, and for her family to be healthy and happy.

Additional Information

About Thanh Hoa Microfinance Institution Limited Liability (Thanh Hoa MFI)

Thanh Hoa MFI works to provide credit to women and their families in the central Vietnamese province of Thanh Hoa, one of the poorest regions of the country. The institution's target clients are poor and low-income women who have the ability to work but lack the capital. Accordingly, Thanh Hoa MFI prioritizes single mothers, low-income women with children who have dropped out of primary school, and Viet Nam’s poorest women who cannot access any formal financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Vietnam

  • $5,600
    Average annual income
  • 56
    View loans »
    Vietnam Loans Fundraising
  • $17,244,150
    Funds lent in using Kiva
  • 21,106.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of 02050801_Nam Hạc, Hoằng Phong Group's $1,425 loan helped a member to purchase material to make snacks and fish sauce to resell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 6, 2013
Dec 15, 2013
Currency Exchange Loss:
Jan 17, 2015