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Vera is a small market vendor from Energodar. She is the mother of two grown daughters, aged 25 and 22. Vera sells groceries in the local market called "Rainbow". Her business is in a very good location which makes it a favorable shopping spot for her customers.

Vera started her venture only 6 months ago. She has already invested about $4000 in merchandise and her monthly income is about $600-800. She has had some tough times recently because her son had a bad car accident and his health suffered. However her business generated enough profit to help him financially and cover all his medical expenses.

Vera would like to see her business grow by purchasing additional equipment to make her enterprise run more efficiently. She would like to increase her product line to include perishable goods. The government health care agencies will not issue permission for such a product line unless she purchases a refridgerated stand. She is seeking a loan of 5000 Grivna ($1075) to purchase the new fridge. Vera wants to keep her products fresh and healthy and to see more customers attracted to her stand.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 10
    View loans »
    Ukraine Loans Fundraising
  • $6,534,900
    Funds lent in using Kiva
  • 4.7
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Vera to purchase a refrigerated stand.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 26, 2008
Sep 12, 2008
Currency Exchange Loss:
Oct 15, 2009