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Javier P. V. owns his own house in the zone of Tacagua. He is married and has two children. Javier works as an independent “tramitador” (someone who expedites transactions) in the municipality of La Paz. (For example, he helps the elderly with legal procedures, obtains documents, revises and stamps those documents, etc.)

The front of his house suffered a collapse because of the deterioration of the adobe walls (the old, obsolete and dangerous material soaks through easily). That is why he needs credit to rebuild the front wall—this time with concrete and brick. This is the fifth time he has come to us for credit and, as always, our evaluation indicates that he is eligible for a new loan.

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Javier P. V. tiene casa propia en la zona de Tacagua, esta casado y tiene dos hijos. Javier trabaja como tramitador independiente en la alcaldía de La Paz (por ejemplo, ayuda a los ancianos haciendo diligencias, consiguiendo documentos, haciendo sellar y revisar tales documentos, etc.).

El muro frontal de su vivienda sufrió un derrumbe por el deterioro de las paredes de adobe (antiguo, obsoleto y peligroso material por que se remoja fácilmente). Es por eso que necesita el crédito para reconstruir el muro frontal, esta vez con cemento y ladrillo. Es la quinta vez que confía en nosotros y como siempre, nuestra evaluación indica que es apto para recibir un nuevo préstamo.

Additional Information


IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.

To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.

About Bolivia

  • $5,500
    Average annual income
  • 124
    View loans »
    Bolivia Loans Fundraising
  • $36,721,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Javier home repair.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 1, 2008
Sep 17, 2008
Currency Exchange Loss:
Nov 15, 2009