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Francisca is a woman completely dedicated to the caring and development of her family. She is a widow, doesn’t have any children and has worked as a counselor at a health center for 26 years. This lady needs to build a kitchen because hers in in poor state, so she visited the CEPRODEL office to request a loan to buy building materials, such as cement, zinc metal, metal bars, sand, cinder blocks, and pay for labor. This way she will improve her quality of life.
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Francisca es una señora entregada por completo al cuido y desarrollo de su familia, es viuda ya no tiene hijos a su cargo, ella labora como conserje en un centro de salud donde vive con 26 años de servicios.
Esta señora presenta la necesidad de construir una cocina la que tiene en mal estado, por eso visito las oficinas de ceprodel para solicitar financiamiento para la Compra de materiales de construcción como: cemento, zinc, perlin, arena, bloques y mano de obra.
Y de esa manera mejorar las condiciones de vida.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Nicaragua

  • $4,800
    Average annual income
  • 57
    View loans »
    Nicaragua Loans Fundraising
  • $26,425,425
    Funds lent in using Kiva
  • 25.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Francisca to buy building materials and pay for labor.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 16, 2013
Dec 12, 2013
Currency Exchange Loss:
Dec 25, 2014