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Saida Vicenta
Saida works as an elementary school teacher at a school in the area where she lives. For 17 years she has been giving children a precious education, which is her biggest desire. She is married and has one child whose development she supports.

She now urgently needs to improve her house. In order to do so she visited CEPRODEL to request a loan. This way she will fulfill her dream. She will use the loan to buy construction materials like cement, iron, bricks, sand, gravel, zinc, wire ties, nails, and to pay for the labor. This would give her better living conditions, and she will fulfill her dream of giving her family improved living conditions.
View original language description ↓
Saida se desempeña como maestra de educación primaria de un colegio de la zona donde vive con 17 años de impartir el pan de la enseñanza a los niños el cual es su mayor anhelo, es casada con 1 hijo el que apoya en su desarrollo. Actualmente esta señora presenta una urgencia de mejorar su vivienda, por lo que se decidió visitar ceprodel para solicitar financiamiento y de esa manera alcanzar su sueño, dicho financiamiento lo utilizaría en la Compra de materiales de construcción como: cemento, hierro, ladrillos, arena, piedrín, zinc, alambre de amarre, clavo y mano de obra. El que le vendría a dar mejores condiciones y lograra su sueño de darle mejores condiciones a su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Nicaragua

  • $4,800
    Average annual income
  • 63
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 25.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Saida Vicenta to buy construction materials like cement, iron, bricks, sand, gravel, zinc, wire ties, nails, and to pay for the labor.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 16, 2013
Dec 12, 2013
Currency Exchange Loss:
Oct 26, 2014