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Brenda Mercedes
Brenda is a visionary woman. In addition to being a primary school teacher, she provides transportation of personnel services to a company. She is a widow with one child. She is the only one who supports him. She gives him support so that he can grow because her husband passed away three years ago.

She currently came to CEPRODEL to request a loan to build a room. She will use the loan to buy construction materials like cement blocks, iron, gravel, sand, and to pay for the labor. This improvement will improve her family’s well-being.
View original language description ↓
Brenda es una mujer visionaria además de ser maestra de educación primaria ejerce la actividad de venta de servicio de transporte de acarreo de personal a una empresa, es Viuda con 1 hijo el que solo ella lo mantiene dándole el apoyo para su desarrollo ya que su esposo falleció hace 3 años.
Actualmente se presento a ceprodel para solicitar financiamiento para la construcción de un cuarto ya que el mismo lo utilizaría en la Compra de materiales de construcción como: cemento, bloques, hierro, piedrín, arena y mano de obra, mejora que le vendría a dar mejor bienestar a su familia

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Nicaragua

  • $4,800
    Average annual income
  • 60
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 25.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Brenda Mercedes to buy construction materials like cement blocks, iron, gravel, sand, and to pay for the labor.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Nov 16, 2013
Dec 12, 2013
Currency Exchange Loss:
Aug 17, 2014