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This man is named Rafikzhon and he sells flour. He is a happy and life-loving man. Rafikzhon tries to work and earn money for the sake of his family and this brings him satisfaction. For him, the profession became a beloved job. This kind of work brings Rafikzhon a good income and he enjoys spending his time this way. Rafikzhon is an outgoing person. He helps people with their choices of flour and oil, and with which products will best fit their needs.

Rafikzhon wants to take out a loan. He is planning to use the loan to expand his business by buying the necessary quantities of flour and bottles of cottonseed oil. Rafikzhon hopes that his small business will flourish after receiving the loan.
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Этого продавца муки зовут Рафикжон. Он веселый и жизнелюбивый мужчина. Рафикжон старается работать и зарабатывать ради своей семьи и получает от этого удовольствие. Его профессия стала для него любимой работой. Для Рафикжона такая работа приносит хороший доход, и он может приятно проводить время. Рафикжон общительный мужчина. Он помогает продавцам определиться с выбором муки и масло, и выбрать продукт, который больше им подходит.
Рафикжон хочет взять кредит. На сумму кредита он планирует расширить свою деятельность и купить необходимое количество муки и бутылок хлопковых масел. Рафикжон надеется, его маленький бизнес будет процветать после полученного кредита.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 247
    View loans »
    Tajikistan Loans Fundraising
  • $31,826,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Rafikzhon to buy flour and oils.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 11, 2013
Dec 14, 2013
Currency Exchange Loss:
Aug 17, 2014