A loan of $1,800 helped to expand his business by opening a second Zoona mobile money transfer shop in his hometown.


Victor's story

Victor is 39 years old and is married with three children. He has a college degree in business accounting studies. He currently operates a mobile money transfer business, which is his only source of income.

Prior to starting his mobile money business, Victor worked as an accountant for a company in his hometown. The pay was very low and he was looking for a way to better provide for his family. After a friend introduced him to Zoona mobile money he invested the money he had saved into opening an outlet. Shortly thereafter Victory applied for a Kiva loan and used the money to increase his working capital so he could serve more customers and earn additional profits. Now, Victor is able to take better care of his family and pay his boys' school fees. He finished paying off his first loans and now Victor is requesting a second loan to open a second outlet. He sees an opportunity to expand his business but has capital constraints to open the new shop and have enough working capital to service customers.



Loan details


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Loan details