A loan of $5,625 helped a member to allow farmers the opportunity to buy cost efficient maize, millet, and sorghum seeds.

Charles' Group's story

This group consists of 9 group leader farmers in Kakamega North District with Charles selected as the Kiva representative. Charles has volunteered to be the Kiva group representative and is pictured on the right of the photo with his hand raised. Farming inputs will be delivered to him and the 91 other individual farmers represented in this group. The credit consists of the necessary materials to plant ¼ acre of maize and ¼ acre of millet or sorghum. The individual farmers are not pictured here but will be receiving an average loan of 5,349 shillings.

Charles is a reliable member of the community. He is married and has 8 children. Charles is 60 years old and has been working as a farmer for the last 23 years to support his family. In addition to this, Charles is very active in his community and is involved in the men's group and savings group. He described his harvest last year as excellent. He hopes to continue working with One Acre Fund and to continue the success he is having with the One Acre Fund farm packages.

Charles joined One Acre Fund in 2012 and has continued working with One Acre Fund in order to get new farming methods and earn enough to feed his family. Charles also chose to be a group leader and Kiva representative because he is an active community member who wants to help more farmers. Charles is also involved in the community's peace coordination. Charles plans on using future profits from the harvest to send his children to school and invest in a business. His life has improved by working with One Acre Fund because he has more profits from the harvest, was able to save money, and feed the family.

Charles and his group need a loan to cover the initial costs of purchasing the seeds and fertilizer through One Acre Fund. One Acre Fund will repay the Kiva loan on behalf of the farmers through the profits from the farmers’ harvests. One Acre Fund pre-purchases the seeds and fertilizer when prices are low and passes the cost savings to the farmers. Throughout the planting and harvesting season, One Acre Fund also provides training and support to the farmers as they make payments back to One Acre Fund. With support from One Acre Fund and your loan, these farmers will have a chance at a successful harvest, increased profits, and improved lives.

In this group: Charles, Clementina, Richard, Scolastic, Nashion , Sussy, Shem, Monicah, Florence
*not pictured

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Loan details