A loan of $4,525 helped a member to provide Kenyan farmers with increased access to hybrid seeds and fertilizer for harvesting maize, millet, and sorghum.

Joseph's Group's story

Joseph is a member of this group in Webuye District. He is pictured here in a group of 6 One Acre Fund group leader farmers. The group leaders represent a total of 73 individual One Acre Fund farmers who are not pictured here. Joseph has been selected to act as the Kiva group representative and is standing on the right with his hand raised. He and the other farmers represented in this group are each receiving ¼ acre of maize and ¼ acre of sorghum or millet. Each farmer is receiving an average input loan of 5,349 shillings for maize, millet and sorghum cultivation.

Joseph is 62 years old and has been a farmer for 46 years. He works as a farmer to provide for his eight children. The community and other farmers know Joseph as a friendly, hardworking, reliable, trustworthy and experienced farmer.

In addition to farming, he is also involved in community activities such as the men's group, savings group, prayer group and burial committee. Joseph described his harvest last year as good, but hopes he can have an even better one with the support of One Acre Fund and the other farmers in his group.

Joseph joined One Acre Fund in 2010, and is now enrolling in the Long Rains 2014 season as a group leader. He joined One Acre Fund so that he could get the best seed prices, get new farming methods, get fertilizer and hybrid seeds and earn enough to feed his family. Because he is an active community member, Joseph wants to help more farmers and spread the story about One Acre Fund farmers. Joseph has gotten more involved with One Acre Fund as a group leader and Kiva representative. Working with One Acre Fund has improved Joseph's life because he has more profits from his harvest, has more farm training, has more farm group support and is able to save money. In the future, Joseph hopes that his profits from 2014 can be used to send his children to school, repair his home, save for the future, buy a goat, and invest in a business.

Joseph and his group need a loan to cover the initial costs of purchasing the seeds and fertilizer through One Acre Fund. One Acre Fund will repay the Kiva loan on behalf of the farmers through the profits from the farmers’ harvests. One Acre Fund pre-purchases the seeds and fertilizer when prices are low and passes the cost savings to the farmers. Throughout the planting and harvesting season, One Acre Fund also provides training and support to the farmers as they make payments back to One Acre Fund. With support from One Acre Fund and your loan, these farmers will have a chance at a successful harvest, increased profits and improved lives.

The field officer is also included in the photo and is standing on the left of the photo.

In this group: Joseph , Allan , John, Ben, Patrick, Agnes
*not pictured

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