A loan of $5,125 helped a member to gain access to cost efficient hybrid seeds for harvesting maize, millet, and sorghum.

Jessey's Group's story

This group consists of nine group leaders of farmers in Webuye district, with Jessey selected as the Kiva representative. Jessey has volunteered to be the Kiva group representative, and is on the right of the photo with his hand raised. Farming inputs will be delivered to him and the 83 other individual farmers represented in this group. The credit consists of the necessary materials to plant ¼ acre of maize and ¼ acre of millet or sorghum. The individual farmers are not pictured here but will be receiving an average loan of 5,349 Kenyan Shillings (KES).

Jessey is 48 years old and has been a farmer for 26 years. Jessey works as a farmer to provide for his four children. The community and other farmers know Jessey as friendly, hardworking, reliable, trustworthy and an experienced farmer. Other than farming, he is also involved in his community's activities, such as the savings group, prayer group, and burial committee. Jessey described his harvest last year as excellent, but hopes he can have an even better one with the support of One Acre Fund and the other farmers in his group.

Jessey first enrolled with One Acre Fund in 2010 and is now preparing to be a One Acre Fund farmer during the 2014 Long Rains season. Jessey joined One Acre Fund in order to get the best seed prices, new farming methods, and fertilizers and hybrid seeds, and earn enough to feed the family and send his children to school. He also volunteered to be a group leader and Kiva representative because he likes being a leader, and as an active community member, he wants to help more farmers and spread the story about One Acre Fund farmers. Jessey plans to use the money that he earns from his next harvest to send his children to school, save for the future, buy a cow, and invest in a business. He notes that working with One Acre Fund has lead to many benefits for One Acre Fund farmers. Jessey’s own life was improved because he has more profits from harvest, more farm training, and more farm group support, and was able to save money and feed the family.

Jessey and his group need the loan to cover the initial costs of purchasing the seeds and fertilizer through One Acre Fund. One Acre Fund will repay the Kiva loan on behalf of the farmers through the profits from the farmers’ harvests.

One Acre Fund pre-purchases the seeds and fertilizer when prices are low and passes the cost savings to the farmers. Throughout the planting and harvesting season, One Acre Fund also provides training and support to the farmers as they make payments back to One Acre Fund. With support from One Acre Fund and your loan, these farmers will have a chance at a successful harvest, increased profits, and improved lives.

The field officer is also included in the photo and is standing on the left of the photo.

In this group: Jessey, Eliud, Judith, Everlyne, Tunai, Isaac, Pharis, Ann, Shadrack

Loan details

Lenders and lending teams

Loan details