A loan of $5,375 helped a member to purchase hybrid seed and fertilizer for the cultivation of maize, millet, and sorghum.

Margaret's Group's story

Margaret is a member of this group in Webuye District. She is pictured here in a group of 10 One Acre Fund group leader farmers. The group leaders represent a total of 87 individual One Acre Fund farmers who are not pictured here. Margaret has been selected to act as the Kiva group representative and is standing on the right with her hand raised. She and the other farmers represented in this group are each receiving inputs for ¼ acre of maize and ¼ acre of sorghum or millet. Each farmer is receiving an average input loan of 5,349 Kenyan shillings for maize, millet and sorghum cultivation.

Margaret is married and has 7 children. She is 57 years old and is known as friendly, hardworking, reliable, trustworthy and an experienced farmer. She is active in her community in groups such as the savings group, prayer group and burial committee. Margaret has been a farmer for 30 years. Margaret described her harvest as excellent last year, but believes she can have an even better one this year by continuing to work with One Acre Fund.

Margaret first enrolled with One Acre Fund in 2010 and is now preparing to be a One Acre Fund farmer during the 2014 Long Rains season. Margaret joined One Acre Fund in order to get the best seed prices, get new farming methods, get fertilizer and hybrid seeds, earn enough to feed family and send children to school. She also volunteered to be a group leader and Kiva representative because she likes being a leader, and as an active community member, she wants to help more farmers and spread the story about One Acre Fund farmers. Margaret plans to use the money that she earns from her next harvest to send children to school, save for the future, buy a cow and invest in a business. She notes that working with One Acre Fund has led to many benefits for One Acre Fund farmers. Margaret’s own life was improved because she has more profits from harvest, more farm training, more farm group support, and was able to save money and feed the family.

Margaret and her group need a loan to cover the initial costs of purchasing the seeds and fertilizer through One Acre Fund. One Acre Fund will repay the Kiva loan on behalf of the farmers through the profits from the farmers’ harvests. One Acre Fund pre-purchases the seeds and fertilizer when prices are low and passes the cost savings to the farmers. Throughout the planting and harvesting season, One Acre Fund also provides training and support to the farmers as they make payments back to One Acre Fund. With support from One Acre Fund and your loan, these farmers will have a chance at a successful harvest, increased profits and improved lives.

The field officer is also included in the photo and is standing on the left of the photo.

In this group: Margaret, Ronald, Nelly, Hennry, Josephen, Phylis, Francis, Timothy, Catherine, Protus

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