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Hieng is 64 years old, married and resides with four children in Kampong Speu Province, Cambodia. To earn a living, her husband runs a motor taxi service. He makes an income of $3 per day. Three of her children are garment workers who earn about $12 daily. To improve her family’s finances, Hieng is requesting a loan of $1,200 to purchase acacia trees to resell. By doing so, she would be able to generate more income for the family. In the future, she would like to purchase a truck and build a new house if possible.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.


About Cambodia

  • $2,600
    Average annual income
  • 209
    View loans »
    Cambodia Loans Fundraising
  • $39,911,475
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Hieng to purchase acacia trees to resell.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Nov 28, 2013
Dec 13, 2013
Currency Exchange Loss:
Nov 17, 2014