A loan of $1,300 helped a member purchase of cloth and various items for re-sale.


Djidja (Courage) Group's story

The five women of the Djidia group are 38 years old on average, have on average 3 children, and live in general in traditional extended families with their husbands, co-spouses, brothers and sisters and children in the village of Farakala, Sous-Prefecture of Nièna, Sikasso region (Republic of Mali).

For the most part, they sell cloth and various other articles (bread, powdered milk, sugar, etc.). They met each other because of links of neighborhood and family ties. The members of the Djidia group are on their ninth loan with the micro-finance institution Soro Yiriwaso; all the preceding loans have been correctly repaid.

With this loan, they intend to buy 4 lengths of cloth (for men and women), 25 kg of sugar,5 kg of powdered milk, and 10 loaves of bread. They buy items generally sold in stores such as sugar and milk from itinerant salespeople who come from Bamako (capital of the Republic of Mali) to the weekly markets and as for cloth, they purchase it in Sikasso from wholesalers of the big open-air market. These products are re-sold where they live in the village and in the weekly markets of surrounding villages, retail and for cash, generally to a clientele constituted of all the social ranks of the area.

They hope to make a profit of 25,000 FCFA which will be used to help their husbands with family expenses, re-investing any remainder into their businesses.

In this group: Mariam, Sali Ousmane, Mariam, Ami, Flomene, Kadia
*not pictured

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Translated from French by Kiva volunteer Teresa Kramer



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