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Thelma Rosa
Thelma is 35 years old, married, and has one minor child. She's a native of the central region of the country, and is known for being hard-working, responsible, and having ambitions of self-improvement. In her free time she likes to enjoy her son's company and spend quality time. Currently she works hard to give her young son a better future. Thanks to her efforts and desire to persevere, she works as a traveling vendor of construction materials and moves about in a pickup truck through different parts of the city. She sells construction products like zinc, nails, bolts, cement, shovels, purlins, hoses, screws, and shovels. She devotes 10 hours a day to selling products for her business.

The purpose of Thelma's loan is to invest in work equipment and stock her hardware purchase and sale business, so that she can improve her income in the not-too-distant future. Thelma is grateful for the assistance Kiva lenders provide to low-income people from poor countries like Nicaragua, so that they can have a respectable line of work.
View original language description ↓
Thelma de 35 años de edad, casada con un hijo menor de edad. Es originaria de la zona central del país. Se caracteriza por ser trabajadora, responsable con ganas de superación personal. En sus ratos libre le gusta disfrutar de la compañia de su hijo, y pasar tiempo de calidad. En la actualidad lucha para brindarle un futuro mejor a su pequeño hijo.
Gracias a sus esfuerzo y sus ganas de salir adelante tiene por actividad económica la venta de material de construcción de forma ambulante, y se moviliza en una camioneta por diferentes puntos de la ciudad, vende productos de construcción como zin, clavos, pernos, cemente, palas, perlines, mangueras. Tornillos, serruchos. Ella dedica a su negocio unas 10 horas diarias ofreciendo sus productos. El objetivo del crédito es invertir en capital de trabajo y surtir su negocio en la compra y venta de productos de ferretería para que en un futuro no muy lejano pueda obtener mejores ingresos. Thelma agradece la ayuda que los inversionistas Kiva les brindan a personas de escasos recursos y países pobre como es Nicaragua para tener un medio de trabajo digno.

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).


About Nicaragua

  • $4,800
    Average annual income
  • 60
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 25.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,375 helped Thelma Rosa to invest in work equipment and purchase construction materials like zinc, nails, bolts, cement, shovels, purlins, hoses, screws, and saws.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Nov 28, 2013
Dec 19, 2013
Currency Exchange Loss:
Apr 18, 2015