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Update on Gerson

Gerson, age 29, lives with his wife. He has two children who are dependent upon her. He lives in a community in San Lorenzo, which is in southern Honduras.

Gerson has his own house. For four years he has been working as an employee on a shrimp farm. He supervises the shrimp farming. Gerson also makes hammocks from thread and from sisal plant fibers.

He is requesting the loan to buy adobe, cement, sand, wood, and to pay for labor. With the support of the loan, he plans to improve his quality of life. This is because his house is small, and he wishes to expand it in another place. This is the third loan he has requested. He is a good client, who is very punctual with his payments.

San Lorenzo, Honduras – November, 2013
View original language description ↓
El señor Gerson de 29 años de edad, vive con su esposa tiene dos hijos que dependen de ella, vive en una comunidad de San Lorenzo, al sur de Honduras.
Don Gerson tiene casa propia y se dedica desde hace cuatro años al trabajo como empleado de una finca camaronera, el supervisa el cultivo del camarón. Don Gerson el también fabrica hamacas de hilo y cabuya, está solicitando el préstamo para la compra de adobes, cemento, arena, madera y pagar mano de obra.
Don Gerson con el apoyo del préstamo el pretende mejorar su calidad de vida ya que su casa es pequeña y desea ampliarla en otro lugar. Es su tercer préstamo que solicita es un buen cliente muy puntual en sus pagos.
Su sueño es mejorar su condición de vida.

San Lorenzo, Honduras - Noviembre del 2013.

Previous Loan Details

Gerson is 28 years old. He is amrried and lives in his house loacted in the community of San Lorenzo in southern Honduras. For ten years he has worked in the business of making hammocks. His customers prefer him because of his good work and good prices. Gerson has his little workshop in his ho... More from Gerson's previous loan »

Additional Information

Prisma Honduras, S.A.

This loan is administered by Prisma Honduras. Prisma is one of Kiva's first field partners in Central America and has funded over 2,500 entrepreneurs through Kiva since 2008. Prisma funds smaller than average loans for micro-entrepreneurs to help them grow businesses in urban and rural areas. To improve living conditions in Honduras, the organization strives to empower women who lack access to traditional financial services, and promotes solar panels to deliver clean, affordable electricity to rural areas. Through its four branches in southern and central Honduras, Prisma provides access to financial products to some of the poorest and most isolated communities in the country.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Honduras

  • $4,800
    Average annual income
  • 32
    View loans »
    Honduras Loans Fundraising
  • $9,985,325
    Funds lent in using Kiva
  • 20.5
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Gerson to buy adobe, cement, sand, wood, and to pay for labor.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Nov 21, 2013
Dec 11, 2013
Currency Exchange Loss:
Aug 17, 2014