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Ankadjidja (Let's Redouble Our Efforts) Group
In this Group: Kamoko Kimbankoi, Koniba, Tintio, Awa Fousseny, Tene
The group Ankadjidia is composed of married women living in general in polygamous households with an average age of 49, 4 children, and residing in the village of Farakala, Sous-Prefecture of Nièna of Sikasso (third economic region of the Republic of Mali).

These women sell sweet potatoes, potatoes, yams, condiments and various other items. United by ties of family and marriage, the women of this group decided to become members of the credit program of the micro-finance institution Soro Yiriwaso, with whom they are on their second group loan, the former having been reimbursed without difficulty.

They expect to buy with this loan: 3 dozen cups, 50 kg of sugar, 100 kg of hot peppers, 100 kg of onions, 4 baskets of soumbala (a condiment made from tree leaves), 25 kg of salt and 20 envelopes of other products. Whereas the cups are purchased in the big open-air market of Sikasso from wholesalers who handle that sort of merchandise, the other articles are bought right where they live, in the market of Farakala and in the surrounding villages. Then they sell these articles in the village, either out of their homes or door-to-door and in the weekly markets of Farakala and the surrounding villages. The sales are mostly for cash and occasionally for credit. Their clientele is essentially made up of women.

They hope to make a monthly profit of 15,000 FCFA, which will be used to make payments on the loan with the remainder invested in their businesses. Each of these women hopes to diversify her business and specialize in order to become a wholesaler.

View original language description ↓
Le groupe Ankadjidia est composé de femmes mariées vivant en générale dans des foyers polygames avec une moyenne d’âge de 49 ans, 4 enfants et résidant dans le village de Farakala sous préfecture de Nièna de Sikasso (troisième région économique de la république du Mali).
Ces femmes exercent le commerce de patates douces, de pommes de terre, d’ignames, des condiments alimentaires et divers autres articles. Unies par des liens de parenté et d’alliance, les femmes du groupe décidèrent d’intégrer le programme crédit de l’institution de microfinance Soro Yiriwaso avec laquelle elles sont à leur deuxième prêt de groupe (prêt solidaire) et le précedent a été remboursé sans difficulté.
Elles comptent achèter avec ce nouveau prêt, 3 douzaines de tasses, 50kg de sucre, 100 kg de piments, 100 kg d’oignons, 4 paniers de soumbala, 25kg de sel et 20 sachets d’autres produits. Tandisque les tasses sont achetées au grand marché de la ville de Sikasso auprès de grossistes du domaine, les autres articles eux sont achetés sur place au marché de Farakala et dans les villages environnants. Ensuite elles revendent ces articles dans le village soit à domicile ou soit de façon ambulante et dans les marchés hebdomadaires de Farakala et des villages voisins. Les ventes sont en majorité au comptant et quelques fois à crédit. La clientèle est composée essentiellement de femmes.
Elles espèrent réaliser un bénéfice mensuel de 15.000FCFA, lequel sera utilisé pour payer les intêrets du prêt et investir le reste dans les activités. Chacune de ces femmes souhaite diversifier leur activité en se spécialisant afin de devenir une commerçante grossiste.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,100
    Average annual income
  • 44
    View loans »
    Mali Loans Fundraising
  • $11,956,700
    Funds lent in using Kiva
  • 465.4
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Ankadjidja (Let's Redouble Our Efforts) Group's $825 loan helped a member purchase of various merchandise.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 16, 2008
Oct 1, 2008
Currency Exchange Loss:
May 15, 2009