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This is 45-year-old Ambrose. He is married and has one child, age 8. In 2003, Ambrose established his business selling provisions, drinks, toiletries, water, and recharge cards. He started the business to be self-reliant after dropping out of school.

His business is located in the outskirts and his main customers are adults. Working 7 days a week and 12 hours a day, he earns about 600,500 SLL every month from this business. He would like a loan in the amount of 3,000,000 SLL. Ambrose requires a loan in order to buy provisions and drinks for his business.

He hopes that this loan can increase his inventory and expand the business. In the future, Ambrose plans to improve the business and expand the recharge cards trade. He thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.


About Sierra Leone

  • $2,100
    Average annual income
  • 45
    View loans »
    Sierra Leone Loans Fundraising
  • $10,082,750
    Funds lent in using Kiva
  • 4,349.9
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Ambrose to buy provisions and drinks.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Dec 6, 2013
Dec 13, 2013
Currency Exchange Loss:
Mar 10, 2015